scorecard
B2Broker (B2Prop)
Atlas score
3.5
Best for
- Brokers already running B2Core CRM seeking a tightly integrated crypto deposit rail
- Offshore and DMCC prop firms with crypto-heavy trader demographics
- Operators needing transparent crypto processing fees without opaque rate negotiation
Not for
- Brokers needing a standalone primary PSP covering card and bank-transfer channels
- Operators with substantial Russian, CIS, or Venezuelan client bases
- EU MiCA-regulated operators requiring confirmed MiCA-compliant CASP status
Pros
- Strong crypto rail for B2Broker ecosystem operators: B2Core CRM integration is publicly documented, reducing integration effort for brokers already on that stack.
- Unusually transparent pricing: 0.25-0.40% on incoming crypto and 0% on outgoing transactions are published publicly, rare in the broker payments space.
- 350+ digital currencies across 14+ blockchains including USDT/USDC on nine-plus networks, covering the full range of crypto-native trader deposit preferences.
- Built-in KYT compliance tooling, address whitelists, and blockchain risk scoring reduce the compliance overhead that crypto rails typically impose on regulated brokers.
- El Salvador CNAD PSAD-0064 licence and Mauritius FSC VASP registration provide two credible regulatory anchors for a crypto processor.
- Zero chargebacks by blockchain design, and off-chain transaction system reduces network fees for internal transfers between platform wallets.
Cons
- No card processing, no bank-transfer capability: B2BinPay cannot serve as a standalone PSP and must be layered alongside a card acquirer and bank-transfer provider.
- No EU EMI or FCA e-money licence; EU MiCA compliance from 2025 onward requires operator-level verification before using this rail for EU-facing client bases.
- Broad prohibited-jurisdiction list (Russia, Iran, North Korea, Myanmar, Cuba, Venezuela, sanctioned Ukrainian regions) blocks operators with significant CIS or Russian client books.
- Fiat settlement currency breadth and monthly fee schedules are not publicly confirmed; conversion spreads require direct negotiation and add cost uncertainty.
Pricing teardown
Pricing not publicly disclosed — contact vendor for a quote.
Public pricing not disclosed; see body for details.
Editorial commentary
Who They Are
B2BinPay is the crypto payment gateway arm of B2Broker, the Limassol-founded, Dubai-headquartered group that also sells liquidity, CRM (B2Core), white-label MT4/MT5, and prop-firm technology under one roof. B2BinPay itself is incorporated in El Salvador, where it holds a Digital Asset Service Provider licence (PSAD-0064) under CNAD and a Bitcoin Service Provider registration with the Central Reserve Bank. B2Broker was founded in 2014; B2BinPay operates as a standalone product within that group. In the broker payments chapter B2BinPay occupies a specific niche: it is a crypto-native payment processor and on/off-ramp, not a traditional PSP aggregator. Operators who already rely on B2Broker for liquidity or CRM frequently encounter B2BinPay as a natural add-on rather than a standalone procurement decision.
What Is Actually in the Package
B2BinPay publicly references support for 350+ digital currencies across more than a dozen blockchain networks - Bitcoin, Ethereum, Tron, Solana, Polygon, Avalanche, Binance Smart Chain, Base, Optimism, Arbitrum, Algorand, and others. Stablecoin rails include USDT and USDC on nine-plus blockchains. Settlement can be taken in fiat, stablecoins, or major cryptocurrencies; the vendor does not publish a fiat currency list publicly and operators should confirm supported fiat settlement currencies during onboarding. The integration model is REST API with sandbox access and a hosted payment page option. An off-chain transaction system handles internal transfers at reduced network fees. On/off-ramp capability covers crypto-to-fiat auto-conversion with consolidation into a single withdrawal wallet. KYT (Know-Your-Transaction) compliance tooling is built in, as are address whitelists, blockchain risk scoring, and 2FA. Outgoing crypto payouts carry a 0% fee by vendor disclosure. There are no traditional chargebacks: blockchain transactions are irreversible by design.
Pricing Reality
B2BinPay publicly discloses tiered processing fees of 0.25-0.40% on incoming crypto transactions and 0% on outgoing, with Wallet-as-a-Service outgoing rates of 0.025-0.050% depending on volume tier. This degree of pricing transparency is relatively unusual in the broker payments space. However, fiat settlement conversion spreads, monthly fees, and enterprise volume discount thresholds are not publicly confirmed and should be negotiated directly. Setup fees are not published.
Jurisdictional and Regulatory Fit
B2BinPay holds licences in El Salvador and, according to vendor materials, recently secured FSC VASP licences in Mauritius. The vendor publicly lists prohibited jurisdictions that include Russia, Iran, North Korea, Myanmar, Cuba, Venezuela, and sanctioned Ukrainian regions - operators serving clients in those territories cannot use the platform. For CySEC-regulated brokers, B2BinPay’s crypto rail complements rather than replaces card and bank-transfer PSPs; no EU EMI or PSD2 licence is publicly referenced. DMCC and VARA-regulated UAE prop firms can engage it as a crypto-channel add-on. PCI DSS certification is not applicable to crypto-only processors in the traditional sense; B2BinPay does not process card data. MCC 6211 (FX/CFD card processing) is entirely outside scope.
Where It Fits in a Multi-PSP Stack
B2BinPay is a specialist crypto rail, not a PSP aggregator. A typical broker running three to five PSPs would place B2BinPay as the dedicated crypto deposit and withdrawal channel - sitting alongside a primary card processor (to handle MCC 6211), a regional e-wallet or bank-transfer PSP, and potentially a regional specialist (APAC or LATAM rail). B2BinPay does not compete with those layers; it fills the crypto-native trader segment that mainstream PSPs either cannot serve or charge prohibitively for. The tightest fit is for B2Broker ecosystem operators who already run B2Core CRM, because API-level integration between the two products is publicly documented. Offshore and DMCC prop firms with crypto-heavy trader demographics are the clearest use case for B2BinPay as a primary deposit rail.
Where This Breaks Down
B2BinPay provides no card processing and no bank-transfer capability, so it cannot anchor a complete broker payment stack on its own. Fiat settlement currency breadth is unconfirmed publicly, which creates uncertainty for operators requiring specific settlement currencies beyond USD/EUR/stablecoins. Regulatory coverage is thin by EU standards: no EU EMI, no FCA e-money licence, and no PCI DSS card-data compliance. Operators in jurisdictions that require regulated crypto-asset service provider status beyond El Salvador and Mauritius - including EU MiCA-governed markets from 2025 onward - should verify whether B2BinPay’s licences satisfy local requirements before onboarding. The prohibited-jurisdiction list is broad: operators with significant Russian or CIS client bases face a hard block. Chargeback-free crypto transactions eliminate a fraud vector but do not resolve client disputes, which require manual token resends and operational overhead.