The Anti-Money Laundering Authority (AMLA) published updated Taxonomy v4.3 on 20 July 2026, releasing a revised data model and reporting framework to support the collection of data for AMLA’s 2027 risk assessment of entities eligible for direct EU supervision.
What Taxonomy v4.3 Covers
The taxonomy update is preparatory — it defines the data model that obliged entities and their compliance software must support ahead of AMLA’s 2027 direct supervision regime. Components are not yet required for live NCA or EBA submissions; they establish the architecture that vendors must implement before direct supervision begins.
Key implications for compliance-reporting software:
- Reporting data models must align with AMLA’s entity-identification and risk-categorisation taxonomy before 2027
- Vendors that offer trade and regulatory reporting (Cappitech, TRAction Fintech, MAP FinTech) need to ensure their data pipelines support the AMLA taxonomy structure for obliged entities in their client bases
- KYC and client lifecycle management platforms (Fenergo, Refinitiv World-Check/LSEG) must map their customer-data schemas to the new taxonomy to support automated reporting to AMLA
The Week of July 20 in Context
The taxonomy v4.3 publication is one of two significant AMLA events this week. On 15 July 2026, AMLA Chair Bruna Szego presented the Authority’s 2025 Consolidated Annual Activity Report to the European Parliament ECON and LIBE Committees. The EP hearing confirmed AMLA’s institutional development trajectory and its progress toward the 2027 direct-supervision phase.
Together, the EP hearing and taxonomy publication mark a turning point: AMLA is shifting from institution-building to operational preparation. For EU-facing regtech vendors, the message is clear — products not aligned to the AMLA taxonomy by end of 2026 will face a catch-up gap when direct supervision begins in 2027.
Vendor-Specific Implications
Cappitech (S&P Global) and TRAction Fintech handle regulatory reporting for brokers across EMIR, MiFIR, and MiCA. Both must integrate AMLA’s taxonomy into their data pipeline offerings to serve obliged entities that fall within AMLA’s 2027 scope.
MAP FinTech — which provides trade reporting infrastructure across multiple EU regimes — faces the same taxonomy alignment requirement.
Fenergo (CLM/KYC platform) and Refinitiv World-Check (LSEG Risk Intelligence) (screening data provider) must both surface taxonomy-compatible data structures, as client risk profiles and beneficial ownership chains will need to be exportable in the AMLA-standard format for 2027 risk-assessment submissions.